Commercial Umbrella Insurance – Because Accidents Happen

Umbrella liability insurance protects you when accidents happen and your existing liability insurance policies cannot cover all expenses. Standard business liability coverage will take care of you in most situations, but when serious situations arise, umbrella liability insurance will help ensure that your business is protected. While no one wants accidents to happen, they do - and people sue. Here are a few possibilities:

Your company holiday party gets out of hand resulting in various injuries and damages
Your building has a carbon monoxide leak that results in multiple injuries and/or deaths
Your business fails to render the appropriate professional services
Cover your business with umbrella liability insurance
A business umbrella policy picks up where your business auto liability, general liability or other liability coverage stops. Umbrella insurance is an inexpensive way to provide extra coverage against bodily injury and/or property damage.

For example, if your current policy covers you for $1 million and you are successfully sued for $1.5 million, your business umbrella coverage can pay the outstanding $500,000—which is a lot less painful than having it come out of your business profits.

Umbrella liability insurance coverage tailored to your business needs
How much commercial umbrella insurance coverage does your business need? A variety of factors goes into determining the answer, including the type of business you own and how much coverage you already have.

Contact a local Nationwide Insurance® agent for a free business umbrella quote customized to suit your business needs.

Find superior service with Nationwide Insurance®
As a Nationwide Insurance customer, you are entitled to 24/7 claims service, free loss control information, superior customer service and the financial stability that comes with an A+ rating from A.M. Best.

And be sure to check out our online safety training courses where you can find information to help keep your company and your employees safe.