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Insurance is a fundamental part of your natural disaster plan. Make sure you have what you need.
One of the easiest ways to protect your home and family is to have natural disaster insurance. Even with disaster preparedness for a catastrophe, your property could still suffer damage. If you're covered, your natural disaster insurance can be a big help in replacing your treasured items.

When discussing your natural disaster protection options, talk to your agent about the topics below. Make sure your insurance protects what’s important to you:

Start an emergency savings account today to prepare for a rainy – or snowy or windy – day
Having an emergency fund is important no matter where you live. If a catastrophe hits your area, you will likely find yourself taking time off work to handle the aftermath and spending money to rebuild whatever the catastrophe ruined.

A container full of emergency supplies can make all the difference during a catastrophe
Having an emergency kit for times of disaster will help you keep your family safe. You don't have to gather your emergency supplies in one day, but as you collect items, place them in a large waterproof container and store everything near a door or in your garage. This way, you'll have easy access to your emergency survival kit if you have to seek shelter quickly.

Protect Your Home and Your Family During a Natural Disaster
Being prepared for a natural disaster is the best way to protect yourself and your family. Spend some time talking with your family about what to do if a natural disaster struck your area, then practice various scenarios so everyone knows what to do.

These natural disaster preparation tips can help:

Start your disaster protection plan today
You never know when – or in what form – a disaster will strike, so it's important to have a solid disaster safety plan in place to protect you when the unexpected occurs. Since disasters can range from severe winter weather to a wildfire to a pandemic, it’s important for your disaster response plan to be flexible, too.

Learn how disaster preparedness can help when a catastrophe strikes
No matter where you live in the United States, your area can be subject to a disaster. Extreme heat or cold, hurricanes and tornadoes can surprise a town, but you can take disaster preparedness steps now to protect your home and family for an emergency. Learn how to create a disaster recovery plan to help you respond effectively.

Car broken down? Give high towing and roadside repair fees the hook with towing and labor coverage from Nationwide. Your policy’s towing and labor coverage provides towing or emergency roadside service if you need it. Just contact the service provider of your choice and Nationwide will reimburse you up to your policy limit.

What's covered
Towing and labor coverage provides reimbursement for:

Nationwide Blue Ribbon programs help us improve our claims handling. Nationwide Blue Ribbon Claim Services means fast, hassle-free handling of your auto insurance claims.

Get Blue Ribbon Repair Service program information
Repair Shop Locator 

Use our Repair Shop Locator to find the nearest Blue Ribbon shop. 

Blue Ribbon Repair Service

Nationwide Blue Ribbon Repair Service means first-class handling of your auto insurance claim at multiple repair facilities across the United States.

There are many things to take care of following a catastrophe.

List your damaged property
Create an inventory of your damaged belongings. For each one try to include:

Brand name
Model number
Age
Purchase price
Place of purchase
Cost to replace
Temporary expenses
Consult your claims professional for information on additional living expenses, temporary repairs, etc.

You can take a number of steps after a property loss or damage to protect your property, prevent further damage and reduce the time it may take to restore it. Things you can do:

Make reasonable temporary repairs
Photograph damaged property prior to repairs
Secure property such as windows, doors and roofs as necessary
Keep receipts of expenses you incurred to secure your property
Your duties after a loss
Your policy notes a specific list of things you must do after an accident or loss, such as: