gregscheerinsuranceadmin's blog

You’ve planned, saved, worked and invested, but you’re still not sure you’ll have enough money for the retirement you’ve envisioned. So what do you do? You may just find the answer you’re looking for with life insurance. With an insurance-based retirement plan (IBRP) from Nationwide®, you may be able to protect your family’s future through a death benefit while you save for retirement.

When you spend years focusing on your business and your employees, it’s easy to forget to take care of yourself.

Have you maxed out contributions to your qualified plans? If you have, deferring income through an insurance-based retirement plan (IBRP) may offer you and your employees a tax advantage. What is an IBRP, you ask? It’s a variable universal life insurance policy that can supplement your retirement benefits and provides death benefits to your survivors.

Your employees are your most valuable asset. Invest wisely.
Somewhere along the way to improving employee health, someone forgot about the employee. And what good is your health and productivity program if your employees don’t use it? At Nationwide Better HealthSM, putting your employees first is our first priority.

Our best practice programs work together or independently, and can easily integrate with your existing health and productivity offerings to deliver better results.

With the steady rise in corporate employee health care costs, it’s a basic fact that healthier employees are more productive and less costly to insure. And the easier it is for you to help promote employee health and boost productivity, the better. You have the power to make life easier for your employees, while minimizing your company's health care costs.

Believe it or not, they're not contradictions.

Doing right by employees and employers is the simple philosophy behind Nationwide Better Health.

Prepare your employees and strengthen their income
The chances that your employees will face long-term disabilities may be greater than you realize.

Consider these statistics:

Choosing the right group health care insurance
As a business owner, you want what's best for your employees. A safe, healthy and dedicated staff is the foundation of a successful business. How well you're able to protect your employees may directly affect the stability of your company.

Self-funding health insurance programs
Health care benefits are an ideal way to show your employees that you care about their well-being. But some group health insurance packages may be too expensive to afford. A self-funded insurance program may be the best option for you.

We're helping employees build a financial protection plan
Protecting our families and providing support for the people who depend on us may be one of the most important accomplishments of our lives. But funeral expenses, medical bills, taxes and debts can quickly create a financial burden when a family provider is permanently disabled or passes away unexpectedly.

Nationwide® Retirement Plans – Qualified Pension Plan Solutions
By providing a traditional retirement plan, you may increase your ability to attract and keep talented workers.

Call us to discuss how you can offer a benefit plan that appeals to your employees and allows you to focus on what’s most important to you – running your business. 

West Region     Paul Coates    
1-800-626-3112

Midwest Region     Rob Kissler    
1-800-626-3112

Nationwide® provides the tools to help you maintain and manage your plan. As a plan sponsor, you, along with your broker and your third-party administrator, may monitor account activity on a secure web site 24/7. There, you can expect to view and report your plan’s:

As a plan sponsor, you would be a plan fiduciary with certain fiduciary obligations imposed by law. Meeting these obligations may seem intimidating at first, but it does not have to be.

Nationwide can provide several fiduciary tools to help you understand the fiduciary obligations involved in sponsoring and maintaining a retirement plan.

Key among the resources we provide is The Nationwide Financial Fiduciary SeriesSM.