Equipment Breakdown Insurance – Equipment Failure Doesn’t Have to Mean Business Failure

Business equipment insurance is as important to your business operations as the equipment itself. In an age of technology – telephones, computers and electrical systems – your company is dependent on a variety of machines to communicate with customers and to create, store and sell your products. Nationwide understands that damaged equipment can mean lost income, so we offer broad insurance for equipment breakdowns to keep business running smoothly. For example:

A power surge could damage your computer network
Your electrical system could short circuit, causing your business to shut down temporarily
An employee error might damage your only production machine
Business equipment insurance protects equipment that is vital to your success
Most standard property insurance policies do not provide insurance for equipment breakdown. Equipment breakdown coverage protects against breakdowns caused by power surges, mechanical breakdown, motor burnout, boiler damage and operator error. It can pay for:

The cost to repair or replace the damaged equipment
Costs associated with the time and labor to repair or replace the equipment
Business income losses when a covered breakdown causes a partial or total business interruption
Other expenses incurred to limit the loss or speed the restoration
The cost to replace the spoiled stock or materials
Find superior service with Nationwide Insurance®
As a Nationwide Insurance customer, you are entitled to 24/7 claims service, superior customer service, free loss control information and the financial stability that comes with an A+ rating from A.M. Best. Contact a local Nationwide agent today for a free equipment breakdown quote customized to suit your business needs.